Visa Inc. is a global payments technology company that facilitates digital fund transfers among consumers, merchants, financial institutions and governments. Its core business is operating the VisaNet network, which authorizes and settles credit, debit, prepaid and commercial card transactions in more than 200 countries and territories. Visa licenses its brand to issuing banks and provides risk management, tokenization, fraud detection and data analytics services. The company develops contactless payment solutions, mobile wallets, cross-border payment products and value-added services for merchants. Visa invests in fintech partnerships and innovation to expand access to secure, convenient digital payments. Headquarters are in Foster City, California.